Yamma Maahi

Like majority of the female population of this country, I am a huge fan of Mahi. No I don’t think he is great looking nor adore his locks. What I adore about him is his temperament.

My longest lasting crush was on Rahul Dravid whom I again adored for his temperament. But I think Dhoni goes a step further. While Dravid was cool and composed Dhoni is aggressive, cool and composed. Dhoni is proactive and takes his job seriously as a captain. He has no hesitation about voicing his opinion or offering advice to the legends of the game as he looks upon them as players whom he is expected to lead. In the recent Mohali match I was amused to see him walk up to Dada to tell him something during their long partnership.

Another adorable quality is he is objective and leads from the front. The fact that he promoted himself before the fab 3 in the second innings without even worrying about whether they would feel slighted goes to show that for him “the team indeed comes first.”

The third quality that impresses me is the way he handles the press conferences. His answers are as straightforward and crude as his shots. For instance in the post-match conference at Mohali when he was asked about how India had got the better of Australia in verbal volleying, he retorted by saying, “if we had to win the match on verbals, we would have hired a few people who were experts at that”. He is also refreshingly self-effacing and down-to-earth.

Lastly and to me the most important are his special “gestures”. It’s difficult enough to control the heady sense of victory and the adrenaline rush when we have won an important series. But captain cool does not just keep cool but goes beyond that. How? Remember when India won the One day series down under when people all around were dancing about in glee, Dhoni quietly headed towards the dressing room to find Sachin whose important innings had won India the match. Numerous other gestures like driving the bike no matter who won the man of the match, handing over the stump to Ganguly or even giving his shirt to a young kid on the boundary line.

In this modern age of at times dirty aggressive cricket, it’s nice to see these warm gestures which bring out the softer- humane side of our super-heroes.

By Pravda

Poverty

Poverty is a problem that the world is grappling with today. But when we refer to the word, we often tend to interpret the word in purely materialistic sense. The picture that springs up in front of our eyes is often that of homeless, malnourished destitutes. It is a serious and thought-provoking issue that despite achieving so much, man still has not found solutions to provide the basic necessities of subsistence to all human beings. But for me there is another kind of poverty that is spreading like an epidemic and that possibly could threaten the very existence of mankind.

This is the poverty of emotion, the poverty of patience and sensitivity towards other human beings and other creatures. Today we are so engrossed in this struggle for survival and this mad race that we don’t even pause to think whether our actions are affecting people around us adversely. We have become so insensitive that we don’t even feel the pain and the loneliness of those who are near us, leave alone the starving, malnourished children in some foreign land.

I have often wondered how journalists could go about filming a man who sets himself on fire in broad daylight without making even the smallest attempt to stop him. An entire village watching a man being lynched to death without one person coming forward to help or support. All this points to the poverty of our core feelings.

It is sad indeed that as we become rich materially, our souls become poorer.

By Pravda

Applying for a Loan? Check Your Responsibility Score

Banks may very soon rely on your school grades, driving habits, shopping habits and tax payments to appraise your capacity to borrow or absorb a credit. These nontraditional metrics apparently help a lot in judging a borrower’s behavior in the long term, according to industry experts. Risk analysts term these metrics as “responsibility” scores.

How are these scores arrived at? Let us see this example – A person who pays all his utility bills is more likely to follow his exercise regimen in a gym. This accomplishes his objective of weight loss and demonstrates his responsibility. A habit like this ranks him well in his responsibility score.

Nowadays, lenders harvest huge amounts of borrowers’ financial data to assess risks associated with credit, but the need for a broader read and more comprehensive social profile of people is imminent. Industry leaders like SAS are already working towards this by surveying a number of Americans in order to investigate and infer their behavioral patterns in daily life. Lenders may one day take into account lots of nontraditional metrics, such as whether the borrower has a good reputation on eBay or pays cell-phone bills on time before deciding whether to extend credit.

Borrower’s appetite for credit – not for their ability to afford the risks was something banks were glued into till now. However, the credit crunch has pushed analysts to paying more attention to newer risk models that call for more revenue projections from each borrower. In future, the responsibility scores may well earn you admission in a reputed college or employment in the same.

Social statistics would always be subjected to privacy laws and regulations. Even so, analysts are highly skewed towards introducing new risk analysis models. So, do we need to be a little paranoid with the thought of borrowing? Well, I would say…just act responsible!

By Debanjan